Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
266,848,483
0.000451%/
0.000492%
/4.31%
0.000624%
/5.47%
btc
BTC
2,402
250.23M USDT
0.000268%/
0.000336%
/2.95%
0.000325%
/2.85%
eth
ETH
6,251
16.02M USDT
0.000253%/
0.000349%
/3.06%
0.000306%
/2.69%
xrp
XRP
19,007,924
49.12M USDT
0.000526%/
0.000583%
/5.11%
0.000642%
/5.63%
doge
DOGE
196,161,792
46.95M USDT
0.000343%/
0.000403%
/3.54%
0.000429%
/3.76%
ondo
ONDO
23,828,258
25.61M USDT
0.000836%/
0.001344%
/11.78%
0.001130%
/9.90%
shib
SHIB
1,130,957M
18.74M USDT
0.000292%/
0.000318%
/2.79%
0.000613%
/5.37%
kas
KAS
144,783,222
17.94M USDT
0.000116%/
0.000151%
/1.33%
0.000426%
/3.74%
pi
PI
12,585,921
16.57M USDT
0.000137%/
0.000225%
/1.98%
0.000563%
/4.94%
ltc
LTC
144,684
14.85M USDT
0.000345%/
0.000381%
/3.34%
0.000429%
/3.76%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?